When it comes to sustainability, the credit banks take their share of responsibility. The 2019 Annual Report shows how the credit banks ensure this – with responsible financing, hedging offers, and long-term customer relationships that make a sustainable business model possible in the first place. Even in the face of the Corona crisis, the BFACH contributes to the important and continuing debate on sustainability. The annual report of the banking association summarizes the most important topics, figures and trends in financing.